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  <NewsItem contentIssues="true" id="140892" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/140892">
  <Title>ATTN: Members of the MD State Retirement &amp; Pension system</Title>
  <Tagline>2024 Spring Pre-Retirement seminars/webinars</Tagline>
  <Body>
    <![CDATA[
    <div class="html-content"><p><span>For employees enrolled in the MD State Retirement &amp; Pension system, the schedule of Pre-Retirement seminars and webinars is available for April - June 2024.</span></p><p><span><span>These pre-retirement seminars are a valuable planning tool for all eligible members and their spouses, provided by the MD State Pension Agency via the Community College of Baltimore County (CCBC). Employees who attend should be within 8 years of retiring.</span></span><span></span></p><p><span><span>Please register for an in-person seminar or webinar using this link: <a href="http://www.ccbcmd.edu/ceed-preretirement-state" rel="nofollow external" class="bo">http://www.ccbcmd.edu/ceed-preretirement-state</a> or by calling <strong>443-840-5059</strong></span></span><span>. Please provide the <strong>course number</strong> when registering. </span></p><p><span><span>*NOTE: all seminars and webinars run from 9:00am - 4:00pm.</span></span></p><p><strong><br></strong></p><p><strong>Webinar Dates (virtual):</strong></p><ul><li>May 9 (CRN 77199)</li><li>May 21 (CRN 77201)</li><li>June 4 (CRN 77204)</li><li>June 21 (CRN 77208)</li></ul><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p><span><strong><br></strong></span></p><p><span><strong>Seminar dates (in-person)</strong>: </span></p><ul><li>April 16 – Anne Arundel Health Department (CRN 77190)</li><li>May 7 – CCBC Essex (CRN 77195) *<em><strong>Law Enforcement
    Officers/LEOPS Only</strong></em></li><li>May 10 – Maryland School for the Deaf/Columbia Campus (CRN
    77196) *<em>ASL Provided</em></li><li>June 6 – CCBC Catonsville (CRN 76963)</li><li>June 14 – Hagerstown Community College (CRN 77202)</li></ul><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p><br></p><p>To register for a seminar or webinar, please go to: <a href="http://www.ccbcmd.edu/ceed-preretirement-state" rel="nofollow external" class="bo">http://www.ccbcmd.edu/ceed-preretirement-state</a> or call <strong>443-840-5059.</strong></p><p>If you have any questions or need assistance with registration, please contact Sarah Moore at <a href="mailto:scullip@ccbcmd.edu" rel="nofollow external" class="bo">scullip@ccbcmd.edu</a>. </p></div>
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  <Summary>For employees enrolled in the MD State Retirement &amp; Pension system, the schedule of Pre-Retirement seminars and webinars is available for April - June 2024.  These pre-retirement seminars are...</Summary>
  <Website>http://www.ccbcmd.edu/ceed-preretirement-state</Website>
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  <Tag>pension</Tag>
  <Tag>retirement</Tag>
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  <PostedAt>Sat, 13 Apr 2024 14:05:03 -0400</PostedAt>
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  <NewsItem contentIssues="false" id="140568" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/140568">
    <Title>Check out HRSTM's Newsletter!  - The Insider</Title>
    <Body>
      <![CDATA[
          <div class="html-content">We are thrilled to announce the launch of our new Human Resources &amp; Strategic Talent Management (HRSTM) newsletter, The Insider! As part of our ongoing efforts to keep everyone informed and engaged, we've created this newsletter to provide you with important updates, insights, and highlights from all of our HRSTM units. <div><br></div><div>We invite you to take a moment out of your day to read our first issue. Also, feel free to download a copy to digitally share with your colleagues or print a few copies to place in the gathering spaces in your office. </div><div><br></div><div><br></div><div><br></div></div>
      ]]>
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    <Summary>We are thrilled to announce the launch of our new Human Resources &amp; Strategic Talent Management (HRSTM) newsletter, The Insider! As part of our ongoing efforts to keep everyone informed and...</Summary>
    <Website>https://umbc.box.com/s/1jdugwh51y72vyu5qyqfwndyc32qo22r</Website>
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    <PostedAt>Thu, 04 Apr 2024 10:51:07 -0400</PostedAt>
    <EditAt>Thu, 04 Apr 2024 10:51:24 -0400</EditAt>
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  <NewsItem contentIssues="false" id="140363" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/140363">
  <Title>April is Financial Literacy Month</Title>
  <Tagline>Sign up for MSRP webinars to learn more!</Tagline>
  <Body>
    <![CDATA[
    <div class="html-content"><div><br></div><div>(MSRP = Maryland Supplemental Retirement Plans)</div><div><br></div><div><img src="https://mail.google.com/mail/u/0?ui=2&amp;ik=a4909be595&amp;attid=0.1&amp;permmsgid=msg-f:1794165440153425696&amp;th=18e627f640a09720&amp;view=fimg&amp;fur=ip&amp;sz=s0-l75-ft&amp;attbid=ANGjdJ-794oxSKlTlp09YFxLge1TWnQKPdG-D0yvosxZYqKi2jerah8WGJpnhy2D884_O-ZQd2b-kkYYWgZ8A1dI9DK1iAm98Pr0YRYFrLHgj8kN6UVDxuqc9Z8MrNU&amp;disp=emb&amp;realattid=ii_18e625ad819db74c5401" alt="Pig3.png" style="max-width: 100%; height: auto;"></div><div><br></div><div><p><span>Webinars will be presented by MSRP Educators and Key Speakers on important topics such as:</span></p>
    
    <ul><li><span>Credit/Debt
    Management</span></li><li><span>State Retiree Health Benefits</span></li><li><span>State
    Employee Pension and Retirement Benefits</span></li><li><span>Social
    Security Planning</span></li><li><span>Estate
    Planning</span></li></ul>
    
    
    
    
    
    
    
    <br></div><div>ALL WEBINARS ARE APPROXIMATELY 45 MINUTES IN LENGTH. </div><div><p></p><p>Any employee can attend an MSRP webinar, regardless of your retirement plan. </p><p>Register for as many webinars as you would like to attend
    throughout the month. MSRP will send you a reminder email with a Zoom link one
    business day prior to the webinar. </p><p></p><p><span><a href="https://forms.gle/zi7Q5WEsN6Y5bPNfA" rel="nofollow external" class="bo">Click here
    for the schedule and to Register for webinars </a></span></p></div><div><br></div><div><br></div><div><br></div></div>
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  <Summary>(MSRP = Maryland Supplemental Retirement Plans)           Webinars will be presented by MSRP Educators and Key Speakers on important topics such as:     Credit/Debt Management  State Retiree...</Summary>
  <Website>https://forms.gle/zi7Q5WEsN6Y5bPNfA</Website>
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  <PostedAt>Fri, 29 Mar 2024 16:48:24 -0400</PostedAt>
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  <NewsItem contentIssues="true" id="139899" important="true" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139899">
  <Title>Change: Turning Uncertainty into Opportunity</Title>
  <Tagline>Spring 2024 Opportunities</Tagline>
  <Body>
    <![CDATA[
    <div class="html-content"><div><em><strong>Change happens all the time, whether we choose it, or it chooses us.</strong></em> Changes in leadership, priorities, structures and processes, like those that we have seen at UMBC, can be challenging, each initiating a transition that requires us to look beneath processes to understand the human side of change. In the end, it's our people who will make change happen and we need the right combination of knowledge, skills, and strategies, as well as a common language to understand, cope with, and adapt to change. </div><div><br></div><div>Introducing the FranklinCovey <strong>Change: How to Turn Uncertainty into Opportunity </strong>Program. This engaging learning experience will provide practical skills and strategies to help us understand and manage our reactions, learn how to navigate change both functionally and emotionally, and will introduce a model that makes the change process predictable. Modules are included for different populations, both individual contributors as well as managers and leaders who need to proactively lead and support their people.</div><div> </div><div>There are <strong>three <u>options</u> for programming: </strong></div><div><ul><li><strong>3-Part Program for Managers &amp; Leaders (6 hr. overall program)</strong></li><li><strong>Change Conversations - For Individual Contributors &amp; Leaders (2 hr. programs)</strong></li><li><strong>Change Book Discussion (1 hr./week, 5 weeks)</strong></li></ul></div><div><strong><u><br></u></strong></div><div><strong><u><a href="https://my3.my.umbc.edu/groups/training/events/128583" rel="nofollow external" class="bo">Change Conversations Sessions: </a></u></strong><u><strong><a href="https://my3.my.umbc.edu/groups/training/events/128583" rel="nofollow external" class="bo">The total time commitment is 2 hours.  Please choose from the following dates/times below</a>:</strong></u></div><div><strong>Monday, April 29th:</strong></div><div>Session 1: 10:00 a.m.-12:00 p.m.</div><div>Session 2: 2:00 p.m.-4:00 p.m.</div><div><br></div><div><strong>Thursday, May 9th:</strong></div><div>Session 3: 10:00 a.m. - 12:00 p.m.</div><div><br></div><div><div><strong>Monday, May 13th:</strong></div><div>Session 4: 1:00 p.m. - 3:00 p.m.</div></div><div><br></div><div><a href="https://forms.gle/stiSytM5KbB8rbGN9" rel="nofollow external" class="bo">Register for Change Conversations here</a>. </div><div><br></div><div><br></div><div><strong><u><a href="https://my3.my.umbc.edu/groups/training/events/128585" rel="nofollow external" class="bo">NAVIGATING &amp; LEADING CHANGE FOR MANAGERS and LEADERS</a>: The total time commitment for Managers and Leaders is 6 hours.</u></strong> <strong>The 3 modules have been scheduled separately so as to ease the leader's calendar.  Materials will be provided. Please plan to attend <u>all</u> sessions below:</strong></div><div><div><br></div><div>Session 1: May 13, 2024 1:00-3:00 p.m. - Navigating Change</div><div>Session 2: May 16, 2024 9:00-11:00 a.m. - Leading Change Part 1</div><div>Session 3: May 16, 2024 1:00-3:00 p.m. - Leading Change Part 2</div></div><div><a href="https://forms.gle/gt3nZKA8yB8y8WwL9" rel="nofollow external" class="bo">Register for Navigating &amp; Leading Change here</a>. </div><div><br></div><div><br></div><div><div><span><a href="https://my3.my.umbc.edu/groups/training/events/128584/" rel="nofollow external" class="bo"><strong><u>Change: The Book Discussion</u></strong></a></span></div><div><span>This deep dive into the FranklinCovey <em>Change: How to Turn Uncertainty into Opportunity </em>is open to all faculty and staff. </span></div><div><span><br></span></div><div><span>We will meet on Tuesdays at 2:00 p.m.-3:00 p.m. via Webex, from May 7th-June 4th.</span></div><div><span><a href="https://forms.gle/cq3cxV4WCbgWAS1K6" rel="nofollow external" class="bo">Register for the book discussion here</a>. </span></div></div><div><br></div></div>
]]>
  </Body>
  <Summary>Change happens all the time, whether we choose it, or it chooses us. Changes in leadership, priorities, structures and processes, like those that we have seen at UMBC, can be challenging, each...</Summary>
  <Website>https://hr.umbc.edu/navigating-leading-change/</Website>
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  <NewsItem contentIssues="true" id="139951" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139951">
    <Title>Be An Investor: Tips on Ways Your Money Can Work for You</Title>
    <Tagline>Navigate to Financial Wellness in 2024!</Tagline>
    <Body>
      <![CDATA[
          <div class="html-content">State of Maryland MetLife webinar<div><div><strong><br></strong></div><div><strong>Be An Investor: Tips on Ways your Money Can Work for you</strong></div><div><strong>Tuesday, April 9, 2024 at 11:00am (1 hour)</strong></div><div><br></div><div>From establishing goals and managing risk to building a portfolio and dealing with market volatility, there is something for everyone to learn about investing and making the right financial moves. </div></div><div><br></div><div><a href="https://metlifefinancialwellness.cventevents.com/event/c1c69efd-fb81-472e-91d9-9a9bd1864d99/regProcessStep1?i=sElPHe4w3k-rh14U_IQtVA&amp;locale=en-US" rel="nofollow external" class="bo">Register here</a></div><div><br></div><div><img src="https://images.cvent.com/97556b35c697414396be492aca592ca1/pix/c3740833cf23435db521b55d826df8be!_!8499adfccdcdf9d6c0e6dd85643bf835.jpg?f=webp" style="max-width: 100%; height: auto;"></div></div>
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    <Summary>State of Maryland MetLife webinar     Be An Investor: Tips on Ways your Money Can Work for you  Tuesday, April 9, 2024 at 11:00am (1 hour)     From establishing goals and managing risk to building...</Summary>
    <Website>https://metlifefinancialwellness.cventevents.com/event/c1c69efd-fb81-472e-91d9-9a9bd1864d99/regProcessStep1?i=sElPHe4w3k-rh14U_IQtVA&amp;locale=en-US</Website>
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  <NewsItem contentIssues="false" id="139845" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139845">
  <Title>March is National Nutrition Month</Title>
  <Tagline>Debunking Nutrition Myths!</Tagline>
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    <![CDATA[
    <div class="html-content"><span><p><span>If you have ever tried to improve your diet and tried to research “healthy foods” or “healthy diets” you’ve probably been confronted with an overwhelming amount of information. Some of it may seem confusing or even seem contradictory. As with many other scientific fields, Nutrition can be relatively complex and nuanced, which unfortunately opens the door to plenty of misinformation. This can range from well-intended professionals who may misinterpret information, to people peddling false information for their own personal gain. Social media and “influencers” are some of the biggest spreaders of nutrition misinformation. March is National Nutrition month and one thing that can benefit everyone’s diet is debunking popular nutrition myths. </span></p><p><span><strong>Seed oils</strong></span></p><p><span>Most liquid cooking oils you see in the grocery store can be classified as “seed oils.” The most common varieties include soy, canola, vegetable, and safflower oil. These oils have come under scrutiny recently and claims against them include that they can cause inflammation, heart disease, weight gain, and a variety of other conditions. Most of these claims range from misleading to blatantly false. Many of these oils are highly processed to remove colors, flavors, and improve the shelf life. This processing does not leave any harmful substances in the oil or remove a significant amount of nutrients. Most oils that are liquid at room temperature are high in types of un-saturated fats, which have been shown to reduce inflammation and be protective against cardiovascular disease. Anyone claiming that seed oils are “toxic” or “pro-inflammatory” should be disregarded. Seeds oils are great for cooking a variety of foods and are often a long-lasting and inexpensive cooking fat.</span></p><br><p><span><strong>Artificial Sweeteners</strong></span></p><p><span>Also known as “fake sugars,” “sugar alcohols,” or “non-nutritive sweeteners” (NNS), these products help to add sweetness to food without adding any sugar. Diet or zero sugar beverages are the most common sources of artificial sweeteners. There are claims that these products increase the risk for certain cancers, and although this myth was popular in the ‘90s and early ‘00s, it has come back around in the past couple of years. Some other myths that have come along with this are that artificial sweeteners also cause blood sugar disruptions and may alter fertility. Artificial sweeteners have been shown to pose no major health risks to humans. These misconceptions comes from a rodent study where the animals were given extremely high doses of artificial sweeteners. Almost any substance (including air and water) can be dangerous in high enough quantities. The FDA recommends consuming 50mg or less of Aspartame (a common artificial sweetener) per day. That would be the equivalent of about 90 packets of Sweet &amp; Low or Splenda. Not only is that unrealistic, but even that amount shows no evidence of negative health effects in humans. Artificial sweeteners can be used to reduce excess sugars in your diet and are especially useful for people with Diabetes who must be very careful about carbohydrate intake.</span></p><br><p><span><strong>Sugar is toxic</strong></span></p><p><span>What is sugar? Simply put, sugar can be classified as a simple form of carbohydrate molecules. These molecules usually are perceived as sweet by our taste buds. Some common types of sugar include fructose, dextrose, sucrose, glucose, and lactose. Some foods have naturally occurring sugars, but a lot of common foods contain an amount of added sugars. Carbs and sugars are commonly vilified in the food and nutrition space, but more extreme claims about sugar have started to emerge. These claims include that sugar is toxic, increases cancer risk, and is highly addictive. Sugar is certainly not toxic or cancer causing, and it is no more addictive than any other type of food. Our bodies need carbohydrates and sugar to function. The main issue with simple carbohydrates (like sugar) is that they are not very filling and can be very easy to overconsume. Excess calories from any nutrient can cause weight gain, and excess sugar intake over time can increase your risk for diabetes. A good practice is to have more complex sources of carbs such as grains &amp; vegetables, and limit foods with lots of added sugars like soda, desserts, and candy. Just remember that almost any food fits into a healthy diet, and foods with sugars are ok in moderation.</span></p><br><p><span><strong>Organic Food</strong></span></p><p><span>Organic is a food label that indicates certain farming and manufacturing practices. Organic food is often marketed as healthier, safer, and less processed that non-organic foods. The truth is that there is no nutritional difference between Organic and non-organic food. Acquiring the organic label is also very expensive for farmers, so many of them do not bother paying for the certification. Another claim is that Organic food does not use pesticides. In fact, they just use “organic pesticides” instead and neither organic nor non-organic pesticides have been shown to have any significant residues on them by the time they reach the grocery store. Organic food is often more expensive, and in some cases has a shorter shelf life than non-organic food. The best thing to focus on is eating a variety of fruits and vegetables, you don’t have to worry if they’re Organic or not. </span></p><br><p><span><strong>Detox diets and supplements</strong></span></p><p><span>This is more of a broad category. A lot of different supplements, diets, herbs, and teas have claims that they are able to “detox” your body and organs. The human body already has a reliable system for removing unwanted substances from the bloodstream and organs. The Kidneys, Liver, and Lungs are responsible for removing unwanted substances and potentially harmful compounds. No special diet or supplement will ever come close to the effectiveness of these organs. Certain supplements like detox teas usually contain either a diuretic or a laxative which just makes you use the restroom more often. They do not remove any excess “toxins” from the body. The other issue with claims for these products, is that the definition of “toxins” is usually quite vague. Many detox diets usually have you eat more fiber, fruits &amp; veggies, and drink more water. This makes most people feel pretty good, especially if they are not meeting their needs for those foods, however, it has nothing to do with the removal of any toxins. The best way to support the organs that already detoxify your body is to drink plenty of water, have a variety of fruits and vegetables, and limit alcohol and other drugs.</span></p><p><span>With all the information available about nutrition, it can be difficult to separate fact from fiction. It is a great practice to talk to a healthcare professional before starting any kind of new diet. The <a href="https://dineoncampus.com/umbc/meet-your-dietitian" rel="nofollow external" class="bo">Campus Dietitian</a> is also available to answer questions about any nutrition related topics you may have. Happy National Nutrition Month!</span></p><br><p><span>By Adam Sachs, RD, CSSD</span></p><div><span><br></span></div></span></div>
]]>
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  <Summary>If you have ever tried to improve your diet and tried to research “healthy foods” or “healthy diets” you’ve probably been confronted with an overwhelming amount of information. Some of it may seem...</Summary>
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  <NewsItem contentIssues="true" id="139600" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139600">
  <Title>March is Women's History Month</Title>
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    <![CDATA[
    <div class="html-content"><div>As we celebrate Women's History Month and International Women's Day at Retriever Integrated Health, we enter a time of reflection, celebration, and advocacy for the invaluable contributions of women (cis, trans, and feminine presenting individuals) throughout history. This year, the theme "Women Who Advocate for Equity, Diversity, and Inclusion" resonates deeply, highlighting the pivotal role women play in championing these essential values. But amidst our recognition of progress, we must also shine a light on a critical aspect often overlooked: the intersection of women's advocacy with mental health. </div><div><br></div><div>The journey towards equity can be arduous, loaded with obstacles and challenges that can take a toll on mental well-being. In the pursuit of gender equality, self-identified women often face discrimination, microaggressions, and systemic barriers that can lead to stress, anxiety, and burnout. The pressure to juggle multiple roles and expectations, whether as students, professionals, caregivers, or activists, can exacerbate these mental health challenges. Moreover, women from marginalized communities experience intersecting forms of discrimination, compounding the impact on their mental well-being. </div><div><br></div><div>As we honor the trailblazing women who have paved the way for progress, it's important to reaffirm our commitment to supporting the mental health of all women. Here are a few ways we can integrate mental health into our advocacy efforts during Women's History Month and beyond: </div><div><ol><li><strong>Promote Self-Care</strong>: Encourage women to prioritize self-care practices that nurture their mental and emotional well-being. Whether it's practicing mindfulness, engaging in hobbies, or seeking therapy, self-care is essential for maintaining resilience and balance. </li><li><strong>Amplify Diverse Voices</strong>: Ensure that diverse voices are heard and represented in conversations about mental health and women's advocacy. Intersectionality is key to understanding the unique challenges faced by different groups of women and tailoring support accordingly. </li><li><strong>Provide Supportive Spaces</strong>: Create inclusive and supportive environments where women feel safe to share their experiences and seek help without fear of judgment or discrimination. </li><li><strong>Educate and Raise Awareness</strong>: Foster education and awareness around mental health issues, challenging stereotypes and misconceptions that may prevent women from seeking help. By destigmatizing mental illness and promoting a culture of empathy and understanding, we can create a more inclusive and supportive community for everyone. </li></ol></div><div>Cis, trans, and female presenting individuals can find support on-campus at Retriever Integrated Health and the Women's Center. To access free and confidential counseling services at RIH, please call (410) 455-2542 or use the <a href="http://myretrievercare.umbc.edu/" rel="nofollow external" class="bo">RetrieverCare portal</a> to schedule an Initial Consultation.  Additionally, the Maryland Department of Human Services and the Maryland Commission for Women also has a list of <a href="https://dhs.maryland.gov/maryland-commission-women/resource-directory/a-year-of-womens-health-and-wellness-online-resources/" rel="nofollow external" class="bo">Health and Wellness Online Resources</a>.  </div></div>
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  <Summary>As we celebrate Women's History Month and International Women's Day at Retriever Integrated Health, we enter a time of reflection, celebration, and advocacy for the invaluable contributions of...</Summary>
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  <PostedAt>Fri, 08 Mar 2024 08:42:16 -0500</PostedAt>
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  <NewsItem contentIssues="true" id="139594" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139594">
  <Title>New VITAL Program is Here! (Repost)</Title>
  <Tagline>Spread the Word. VITAL is here at UMBC!!</Tagline>
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    <div class="html-content"><h2>VITAL Program is Here!!</h2><h4>Spread the Word. VITAL is here at UMBC!!</h4><hr><div><div><span><p><span>The wait is finally over, VITAL is here! </span></p><p><span>The Veterans Integration to Academic Leadership (VITAL) program is a partnership between the Department of Veterans Affairs (VA) and UMBC to help veterans achieve their academic goals. The VITAL program is comprised of VA mental health professionals who can help both student veterans and their universities/colleges by providing and/or assisting with services, resources, and support. </span></p><p><span>VITAL can assist with: </span></p><ul><li><p><span>Enrollment in VA healthcare.</span></p></li><li><p><span>VA and non-VA resources.</span></p></li><li><p><span>Academic accommodations.</span></p></li><li><p><span>Advocacy for student veterans.</span></p></li><li><p><span>Clinical services for veteran students dealing with various daily stressors, including attention issues, difficulty concentrating, stress, sleep problems, memory issues, anger/irritability, anxiety, depression, relationship issues, and PTSD.</span></p></li></ul><p><span>Additionally, VITAL can assist with:</span></p><ul><li><p><span>Trainings for faculty/staff.</span></p></li><li><p><span>Consultation services for faculty/staff.</span></p></li></ul><p><span>Dr. Daniel Koster is our on-campus psychologist for the VITAL program and will be on campus every Monday, beginning </span>March 4, to meet with students, faculty, and staff. To schedule a meeting with Dr. Koster, please email him at <a href="mailto:Daniel.Koster2@va.gov" rel="nofollow external" class="bo"><span>Daniel.Koster2@va.gov</span></a><span>. </span></p><p><span>Help us spread the word, this is a great on-campus resource for our veteran population!</span></p><p><span>For more information about VITAL at UMBC, email </span><a href="mailto:Dwalker3@umbc.edu" rel="nofollow external" class="bo"><span>Dennis Walker</span></a>, OCSS assistant director for <a href="http://veterans.umbc.edu/" rel="nofollow external" class="bo"><span>veterans services</span></a><span> and adult learners. </span></p><div><span><br></span></div></span></div></div><div><a href="https://my3.my.umbc.edu/groups/ocss/posts/139451/attachments/50922" rel="nofollow external" class="bo">Download Document</a></div></div>
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  <Summary>VITAL Program is Here!!  Spread the Word. VITAL is here at UMBC!!     The wait is finally over, VITAL is here!   The Veterans Integration to Academic Leadership (VITAL) program is a partnership...</Summary>
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  <NewsItem contentIssues="false" id="139479" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139479">
    <Title>MSRP/Nationwide retirement webinars</Title>
    <Tagline>Supplemental Retirement Accounts webinars for March 2024</Tagline>
    <Body>
      <![CDATA[
          <div class="html-content"><div><br></div><div><img src="https://ci3.googleusercontent.com/proxy/2DmdplMBbXS5EOjNvFiWjHAXw49XSQUyvY4lbttp4KG8GtQRo7jmHXu6FXxYPz5x-vNVO1ePF0hgHLS6iT4GLZOGMwl4-IAXeF_-IewSkp5mD7ODX5f0AgmVuOqrk-Y0BvxUZzkBWa4fi40=s0-d-e1-ft#https://share1.cloudhq-mkt3.net/images_483304_c1d3fd61-fc22-0138-e51a-64434b0c2d74_15113" alt="image.png" style="max-width: 100%; height: auto;"></div><div><br></div><div>Enroll with MSRP Nationwide today at MarylandDC.com!</div><div><br></div><div>Please see the information below about the upcoming retirement webinars from MSRP Nationwide. All webinars are approx.<strong> 45 mins</strong> in length. </div><div><br></div><div><p><strong>How to Plan for Taxes in Retirement</strong></p><p>Learn about the sources of income State employees can expect
          to have in retirement, the Maryland Pension Exclusion, and how taxes factor
          into developing a retirement income budget.</p><p> </p><p><strong>Get Your Financial House in Order</strong></p><p>Review the steps to become financially stable and confident!
          Learn how to get your financial house in order, save time, and gain peace of
          mind.</p><p> </p><p><strong>Have We Got a Match for YOU!</strong></p><p>Don't miss out on the MSRP Dollar-for-Dollar Match or the
          NEW Higher Education Student Loan Payment Match! Attend this webinar and learn
          if you qualify!</p><p></p><p> </p><p><strong>Are you a Contractual Employee? This Webinar is for YOU!</strong></p><p>
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          
          <span>Contractual employees can enroll in the Maryland
          Supplemental Plans (457b/401k/403b), to save for the future! Learn about this
          great State sponsored benefit and why you should enroll today!</span></p></div><div><p> </p>
          
          <p>Click <a href="https://docs.google.com/forms/d/1L4sJBIyjbY5B9jQPNEHic90UPwX6iX9oPQ9CMqGqBbw/edit" rel="nofollow external" class="bo">HERE</a> to register for any of the above webinars. </p><p><br></p><p><strong>"It's Your Future - Take CONTROL!"</strong> webinar series below. All webinars are approx.<strong> 45 mins</strong> in length. </p><p><strong>Success in Planning: Understanding Your MSRP
          Plans</strong></p><p></p><p>Are you a new employee, a Contractual employee, or just
          looking for a review? This webinar is for YOU! Learn the features and benefits
          of the MSRP 457(b), 401(k), 403(b) plans.</p><p><strong>Financial Knowled</strong><strong>ge: Understanding Investing and Your MSRP
          Options</strong></p><p></p><p>It is important to make sound INVESTMENT decisions. In this
          webinar, MSRP covers the basics of investing
          and the importance of managing risk to help you determine the investment option
          suitable for you within your MSRP Plan.</p>
          
          <p><strong>Countdown to Retirement: Understanding Retirement
          Readiness</strong></p><p>Whether the day you stop working is a decade away or just
          around the corner, learn the financial planning steps to take that are relevant
          to help you retire on YOUR terms.  </p><p>Click <a href="https://docs.google.com/forms/d/1FwXWHSqQon6qg-8yo54AgfMFX3pwupoSuhw8mrJTWqM/edit" rel="nofollow external" class="bo">HERE</a> to Register for any of the Take CONTROL! webinars</p><p><br></p>
          
          <br></div><div><br></div><div><br></div><div><p><br></p><p><br></p><p></p>
          
          <p></p>
          
          <p></p></div></div>
      ]]>
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    <Summary>Enroll with MSRP Nationwide today at MarylandDC.com!     Please see the information below about the upcoming retirement webinars from MSRP Nationwide. All webinars are approx. 45 mins in length. ...</Summary>
    <Website>http://marylanddc.com/</Website>
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  <NewsItem contentIssues="true" id="139478" important="false" status="posted" url="https://dev.my.umbc.edu/groups/wellness/posts/139478">
    <Title>TIAA financial webinar for women!</Title>
    <Tagline>The early career woman&#8217;s guide to financial wisdom</Tagline>
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          <div class="html-content"><div><img src="https://mail.google.com/mail/u/0?ui=2&amp;ik=a4909be595&amp;attid=0.1&amp;permmsgid=msg-f:1781831853313832898&amp;th=18ba56a14a3f37c2&amp;view=fimg&amp;fur=ip&amp;sz=s0-l75-ft&amp;attbid=ANGjdJ8pD1wtZeDIONcmlB3-Fva6LcfiJXOg9Jx4YflpMt8_hWPEmxjOhWJWNs3HghUWs_XXqEdLRhqyVPvzEJqOvmum9qBUuPr_FFTo1DLgtkwU0qUp5ps52AIJ-wQ&amp;disp=emb" style="max-width: 100%; height: auto;"></div><div><br></div><div><br></div><div><div><table border="0" width="100%">
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            <p>When
            women are starting their careers, there’s a lot to consider - career goals,
            job satisfaction, achieving a work/life balance. But it’s important to also
            consider retirement. Discover how establishing a plan now can help build your
            financial future.</p>
            </td>
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           <tr>
            <td>
            <p>Hosted by Ms. Jahleel Gordon, TIAA will share financial strategies:</p>
            </td>
           </tr>
           <tr>
            <td>
            <p>•
            Understand your income and your outflow, and how to balance them to your
            advantage<br>
            • Discover how saving a little now can help you later on<br>
            • Make a plan for your finances and your financial future</p>
            </td>
           </tr>
          </tbody></table></div><div><span>Please join us! <a href="https://event.on24.com/wcc/r/4403549/A4E0201E61D3891E75FFBFD4795C247A" rel="nofollow external" class="bo">Register here</a></span></div><div><span><br></span></div><p><span>March 8, 2024   Noon - 1:00 p.m. (ET)</span></p><p></p><p><br></p><br></div></div>
      ]]>
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    <Summary>When   women are starting their careers, there’s a lot to consider - career goals,   job satisfaction, achieving a work/life balance. But it’s important to also   consider retirement. Discover how...</Summary>
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